Philadelphia Used Car Financing

Royal Car Center takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Royal Car Center Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Royal Car Center can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Philadelphia used car financing is available through Royal Car Center's Finance Department. We have strong relationships with local and national lenders and are committed to finding you the best rates for your individual circumstances. 

Our online car loan calculator can give you an instant rate, and our online finance application makes the process of securing financing easy and convenient. All types of credit, from good to bad, can qualify for an auto loan, and we can even help those with no credit history at all. 

Whether you're looking to finance a new car or a used car, we want to help you get behind the wheel of the vehicle you need. Contact us today to learn more about our Philadelphia used car financing options!



Your privacy is important to us.

Royal Car Center takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Royal Car Center

    3950 Roosevelt Blvd
    Philadelphia, PA 19124

    • Sales: 215-535-5155
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Get in Touch

  • Contact our Sales Department at: 215-535-5155
  • Monday10:00AM - 7:00PM
  • Tuesday10:00AM - 7:00PM
  • Wednesday10:00AM - 7:00PM
  • Thursday10:00AM - 7:00PM
  • Friday10:00AM - 7:00PM
  • Saturday10:00AM - 6:00PM
  • SundayClosed